Secured Business Finance

What is Secured Business Finance?

Secured business loans provide upfront working capital to companies; allowing them to repay the capital and interest loan over an affordable fixed term.

If your business needs money to grow, pay a bill, purchase assets or just for cash flow, a loan from Inksmoor can help. Loans are based on affordability and security available to Inksmoor. Application is quick and easy with deals being completed in as little as 5 – 7 days.

Business loans up to £500,000 for all business types.

Term of loans between 3 and 12 months.

LTV’s up to 80% dependent on asset type.

Quick and easy deal turnaround within 5-7 working days.

• Loans from £10,000 up to £500,000 – higher value loans considered.
• Term of loans is between 3 and 12 months.
• Limited Companies, Partnerships, Sole Traders and Individuals – only for business purposes as Inksmoor are an unregulated lender.
• The assets being secured must be based in England, Scotland, Wales or Northern Ireland.
• Well established, New Start/ Phoenix and distressed businesses.
• All loans are asset backed with tangible assets which can be Residential, Commercial, Industrial or Land. Plant & Machinery will also be accepted.
• All loans require Personal Guarantees from all Shareholders.
• 1st & 2nd charges used accepted over property, which can be on balance sheet (owned via a business) or off balance sheet (owned via a Shareholder or Director).
• LTV’s up to 80% of 90 day sale values for Property and Land and up to 75% for Plant & Machinery dependent on the security type and value.
• Deal turnaround within 5-7 working days.