Secured Business Loans

What is a commercial loan?

Commercial business loans provide upfront working capital to companies; allowing them to repay the capital and interest loan over an affordable fixed monthly term. If your business needs money to grow, pay a bill purchase assets or just for cash flow, a loan from Inksmoor Capital can help. Loans are based on affordability and security available to ICL. Application is quick and easy with turnaround being as quick as 48 hours.

Business loans up to £500,000 for all business types.

Term of loans between 3 and 12 months.

L TV’s from 40-80% dependant on asset type.

Quick and easy deal turnaround within 5-7 working days.

• Loans from £10,000 up to £500,000 – higher value loans considered.
• Term of loans is between 3 and 12 months.
• Limited Companies, Partnerships, Sole Traders and Individuals – only for business purposes as Inksmoor Capital Ltd are an unregulated lender.
• The assets being secured muct be based in England, Scotland, Wales or Northern Ireland.
• Well established, New Start/ Phoenix and distressed businesses.
• All loans are asset backed with tangible assets which can be Residential, Commercial, Industrial or Land. Plant & Machinery will also be accepted.
• All loans require Personal Guarantees from all Shareholders.
• 1st & 2nd charges used accepted over property, which can be on balance sheet (owned via a business) or off balance sheet (owned via a Shareholder or Director).
• LTV’s from 50% to 80% of 90 day sale values for Property and Land and between 40% – 75% for Plant & Machinery dependant on the security type and value.
• Deal turnaround within 5-7 working days.